Our services
Protection Built Around Your Life.
Life insurance and annuities aren't one-size-fits-all. We at Intentional Life & Legacy Strategies Inc. take the time to understand your goals, your family, and your budget — then design a strategy that fits.
You Deserve to Understand What You're Buying.
Too many families discover too late that their coverage wasn't right — or worse, that they had none at all. Our founder's education-first approach means every client walks away informed, confident, and properly protected. No pressure. No jargon. Just honest guidance.
Life insurance
Protect Your Family. Preserve Your Legacy.
Life insurance is the foundation of any solid financial plan. It ensures that if the unexpected happens, your family isn't left scrambling — they're protected. Our founder works with multiple carriers to find the right coverage at the right price for your unique situation.
The Power of Living Benefits
Many of our recommended policies include living benefits — meaning you can access a portion of your death benefit while you're still alive if you're diagnosed with a critical, chronic, or terminal illness. This is protection that works for you now, not just later.
Term Life Insurance
Affordable coverage for a set period — ideal for young families, mortgage protection, or income replacement. Provides a death benefit if you pass away during the term.
Best for: Young families, mortgage holders, income replacement
Whole Life Insurance
Permanent coverage that never expires, builds cash value over time, and can serve as a financial asset. Your premiums stay level for life.
Best for: Long-term protection, wealth building, final expense planning
Universal Life Insurance
Flexible permanent coverage that lets you adjust premiums and death benefits as your life changes. Includes a cash value component that grows over time.
Best for: Flexible planning, business owners, estate planning
Final Expense Insurance
Smaller whole life policies designed to cover funeral costs, medical bills, and end-of-life expenses — so your loved ones aren't burdened financially.
Best for: Seniors, families wanting to ease the burden of final costs
Annuities
Guaranteed Income. Secured Retirement.
An annuity is a contract with an insurance company that provides guaranteed income — either immediately or in the future. It's one of the most powerful tools for retirement planning, offering protection from market volatility and the peace of mind of a steady income stream you can't outlive.
Fixed Indexed Annuities
Growth linked to a market index (like the S&P 500) with a floor that protects against losses. Upside potential without the downside risk.
Best for: Those wanting growth potential with principal protection
Free second-look review
Already Have a Policy? Let's Make Sure It's Right.
We offer a complimentary second-look review of your existing life insurance policies and retirement plans. Many families are paying for coverage that no longer fits their needs — or worse, have gaps they don't know about. A second look costs nothing and could change everything.
"No family should ever have to hear, 'I'm sorry — your loved one's policy has lapsed and there is no claim to be filed,' while they are grieving."
When our founder lost her mother, she made that call to the insurance company — and those were the words she heard. That moment changed everything. It's why she offers complimentary second-look reviews, why she checks every policy for lapses, and why she won't rest until every client she serves is truly, properly protected. A second look is free. The peace of mind is priceless.
— Why intentional life & legacy Strategies Inc exists
Common questions
Questions We Hear Every Day.
Ready for a Conversation That Could Change Everything?
Book a free Legacy Strategy Review or request a no-obligation second look at your existing coverage. Our team will meet you where you are — with no pressure, no jargon, and no surprises.
Schedule Your Free Review